Tool Engine

Mortgage Calculator

Estimate your monthly mortgage payment including principal, interest, property tax, home insurance, and PMI.

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How to use

  1. 1Enter the home price, down payment, interest rate, and loan term
  2. 2Add estimated annual property tax and home insurance
  3. 3View your estimated total monthly payment, broken down by category

Why use this tool?

A mortgage payment is more than just principal and interest — property tax, insurance, and PMI can add hundreds of dollars a month. This calculator gives a realistic full monthly payment estimate, not just the base loan payment, so you can budget accurately before buying.

Frequently asked questions